Dorsets Contractor & Self Employed Mortgage Specialists

Experts At Getting You Approved 

Complete our simple form and we'll let you know if we can help in under 1 hour

Mainly Mortgages are rated Excellent on Trustpilot

How it works?

Simple Steps to get you Approved ✅

Simple Steps to get you Approved ✅

01

Get In Touch

Lets us know if you’re remortgaging or buying a property. We’ll ask some questions so that we can get to know you a little better and then we’ll take care of the rest.

02

Criteria Check

With 1000’s of mortgage products available, we’ll firstly ensure that you match the lenders criteria and that you qualify for the product that best meets your needs & circumstances.

03

Applications

As soon as you’re completely happy with the product we find, we will go ahead and get a ‘decision in principle’. Once you’ve been accepted, we’ll submit the full mortgage application. We keep you fully informed throughout the entire process

Wont affect your credit score 😎

Our Mortgages

We find you the best mortgages available no matter what your circumstances are!

Self Employed? Complex Income?..... No problem 👍

Only 1 years Accounts

Even if you only have 1 years accounts, we can still get you approved. We have access to lenders that are willing to help even with limited accounts available.

Contractors

The ability to use your contracts day rate is essential when trying to  maximise the amount of mortgage available. Our lenders will approve you based on your day rate which will make life easier for you and allow you to borrow more.

Limited Company Directors

need to get a mortgage approved based on just dividends and salary? We can help. Our lenders take a common sense approach

Sole Traders

Mortgages for Sole Traders are fairly common but requires a mortgage broker like mainly mortgages to assess your income documents. This will normally be your submitted tax return and tax year overview. 

Bad Credit

Usually acceptance for a mortgage will depend on when the bad credit occurred and wether you’ve caught back up now but we have access to lenders that will still accept you even if you’re self employed.

Complex Income

Do you consider your income complex? Do you have more than one source of income, or is some of your income variable? We will take the time to fully understand your circumstances so that we can appropriately advise you of your options and how much you can potentially borrow

Get the expert advice you need now for a self employed mortgage!

Start here

Start here

Meet our mortgage experts

We have over 15 years experience working with mortgage lenders and making sure you have options available despite your self employment ✅

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Garry St.Helen

Self employed Mortgage Expert

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Malcolm Wright

Managing Director, Principal & Founder

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Georgie Swannack

Case Processor

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Garry St.Helen

Mortgage & Protection Consultant

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Zahra Ullah

Mortgage & Protection Consultant

Popular Lenders We Use

Testimonials

What people
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about us

Don't let Self-Employment stop you from getting the mortgage you need.


Get In Touch For Your
Free Consultation

Speak to one of our mortgage experts so we can show you what your options are.

Prefer to speak to someone?

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

Company details

Registered Office:
Regent House Business Centre, 13-15 George Street, Aylesbury, HP20 2HU.

Registered in England and Wales under number 11085103.

Regulatory Details

Mainly Mortgages Ltd is authorised and regulated by the Financial Conduct Authority under number 923399 in respect of mortgages, insurances and consumer credit mediation activities only.

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